Bankruptcy is a legal way to get out from under debt you have accumulated and can no longer pay. Although many people feel a huge burden lifted from their shoulders when their bankruptcy case is over, the legal process itself can be intimidating. That’s why it’s always a good idea to hire a lawyer for bankruptcy in Mattoon, IL.


Hiring a lawyer means you’ll get expert legal advice and the paperwork is handled for you. If you’re considering bankruptcy, keep reading to know what to expect from a bankruptcy lawyer.


Expect a Lot of Questions

Before taking your case, lawyers want to make sure that bankruptcy is in your best interest. Knowing your financial history and your financial goals is very important. Bankruptcy might seem like the best option for you, but it’s not always the solution. A good lawyer ask a lot of questions and makes sure that filing for bankruptcy will help you meet your future goals.

Expect Realistic Legal Advice

Too many people choose bankruptcy based on the experiences of other people they’ve known who have gone through this legal process. What you have to remember is that no two bankruptcy cases are alike. Often, people get frustrated with their lawyers when they aren’t getting the advice they want to hear.


Bankruptcy cases aren’t easy. They require a lot of paperwork and time. Lawyers have experience with these cases, but you don’t. So, why not make the process easier on yourself? The best way to do this is to expect your lawyer to give you realistic legal advice. It might not be what you want to hear, but a good lawyer prepares for the litigation process and doesn’t sugarcoat the process.

Expect Your Lawyer to Help You Choose Chapter 7 or Chapter 13

When you file for bankruptcy, you’ll file Chapter 7 bankruptcy or Chapter 13 bankruptcy. If you want your debts cleared completely, you’ll want to work with a Chapter 7 bankruptcy. Not everyone qualifies for Chapter 7 bankruptcy, so expect your lawyer to ask a lot of questions about your financial history to determine which route you should take.

Expect Your Lawyer to Make Filing Easy

There are a lot of forms you need to fill out to apply for bankruptcy. The process can be tedious and exhausting. Fortunately, many law offices have access to software that makes filling out these forms much easier. You provide your bankruptcy lawyers with information about your income, expenses, debts, and assets and they’ll take care of processing the paperwork.

Expect Your Lawyer to Represent You at Hearings

There will be mandatory hearings you must attend. Luckily, you won’t have to attend these hearings alone. Your lawyer will always be at your side, representing your best interests. Common types of hearings your lawyer will represent you at include Chapter 13 confirmation hearing; Chapter 7 reaffirmation hearings; and any other modification or objection hearing requested by you, a trustee, or your creditors.


How Much Does It Cost to Hire a Bankruptcy Lawyer?

Lawyers charge different rates based on the complexity of the case. The good news is that finding affordable bankruptcy lawyers in Mattoon, IL, isn’t as difficult as you may have been led to believe. To discuss your case and representation fees, contact the Law Offices of Winter-Black & Baker at (217) 235-3400.